A Guide On How to Restore Your House If Damaged By Fire
In case your house is set on fire and there are a lot of damages, how can you restore back your house? Fires start due to many reasons which ranges from faulty wires, accidents, coking gadgets among others. In case fire damage happens to your property, you should have a guide on how to rebuild your fire-damaged home. If you are wondering where to start after fire damages your property, you should consider to read more here on this site.
At first, you have to contact your insurance company. Make sure you have a homeowners insurance policy as this can help to save more cash to rebuild your home. Read the policy keenly to comprehend what it covers for you. Basically, when choosing a policy, you need to verify whether the house and all it holds is covered because you want them to compensate in case of fire outbreak. Once in a while, you should be taking photos and videos of the available content in your home and ensure it is preserved in a safe place. In case of fire outbreak, you will have a documentation of the previous condition of your home plus the contents inside.
now, it is imperative to have a fire inspector to check on your damaged property. Again, to ensure your safety, choose to have a fire inspector who will see through see all the structural damage including those that you may not have seen. Also, it is advisable to find another house inspector to further inspect your home. Also, your insurance company will send an adjuster but he/she works for the chosen insurance company. It is imperative to go for a negotiation with this company once your third-party inspector and the company fails to agree.
Again, soon after inspection is done, you will then decide whether your property should be repaired or demolished. You need to be aware that your idea of having a total loss of your property may not a total loss for your insurance company. This is the reason you ought to know about the terms and conditions. If you decide to rebuild your home, you should ensure it is always dried as this helps reduce the growth of rot, mold and mildew. In this case, use a reputable company that has specialized equipment to dry your home. Moreover, soot and debris may build up in your home and thus you need an expert to clean and remove them as a way of raising aeration in your home.